Terms and Conditions

Though all efforts have been made to ensure the accuracy and currency of the content on this website, the same should not be construed as a statement of law or used for any legal purposes. In case of any ambiguity or doubt, users are advised to verify/check or obtain appropriate professional advice

These terms and conditions shall be governed by and construed in accordance with the Indian Laws.

TERMS OF USE AGREEMENT

The owner of the website www.acu1stchoice.com is ACU 1st Choice Insurance Brokers Pvt. Ltd. (hereinafter referred to as ACU 1st Choice). The Indian Insurance Regulator, the Insurance Regulatory and Development Authority of India, has granted ACU 1st Choice Insurance Brokers Pvt. Ltd. a broking license with the IRDAI License No 851, which is valid until: 27- 09-2025. The Website provides consumers with tools and resources to make comparing and buying insurance coverage easy.

By accessing and making use of the information, resources, services, products, and tools we offer, you acknowledge that you have read, understand, and agree to be bound by the following terms of use (hereinafter referred to as the "TOS Agreement") and our Privacy Policy.

Our Terms of Service Agreement becomes effective the moment you visit our website. You must agree to the updated or changed terms of service agreement in order to continue using or accessing the website. We reserve the right to do so at any time, at our sole discretion, and without prior notice.

Usage:

By using our website and the data, products, services, and tools we make available to you (collectively referred to as "Resources"), you consent to using those Resources only in accordance with the terms of this Terms of Service Agreement and/or any and all applicable laws, rules, and generally accepted online standards or practices.

Wherein, you understand that:

You could be asked for personal information (such name, address, contact information, automobile registration and purchase information, identity evidence like an Aadhar ID, etc.) in order to use our Resources. You promise to always give information that is true, current, and accurate.
By giving us your information, you expressly consent to our accessing your records from the appropriate authority, such as Aadhar, RTO, etc., on your behalf in order to facilitate your transaction with us.
You are in charge of protecting the privacy of any login details connected to any account you use to access our Resources. As a result, you are accountable for all actions taken through your account(s).
It is totally forbidden to access (or attempt to access) any of our Resources using a method other than those we provide. You particularly undertake not to use any automated, unethical, or unorthodox methods to access (or attempt to access) any of our Resources.
By giving us your information, you expressly consent to our accessing your records from the appropriate authority, such as Aadhar, RTO, etc., on your behalf in order to facilitate your transaction with us.
You are in charge of protecting the privacy of any login details connected to any account you use to access our Resources. As a result, you are accountable for all actions taken through your account(s).
It is totally forbidden to access (or attempt to access) any of our Resources using a method other than those we provide. You particularly undertake not to use any automated, unethical, or unorthodox methods to access (or attempt to access) any of our Resources.
It is completely forbidden to take part in any action that interferes with or disrupts our Resources, including the networks and/or servers where our Resources are housed or connected. You alone would be accountable for any results, losses, or damage.
It is totally forbidden to try to copy, replicate, reproduce, sell, trade, or resell our Resources.
Any such activity you carry out that, as previously mentioned, may cause us to suffer directly or indirectly may subject you to criminal or civil consequences.

USER GENERATED CONTENT

Numerous public communication alternatives, such as blog comments, blog posts, open chat, forums, message boards, newsgroups, product ratings and reviews, numerous social networking sites, etc., may be made available on our website. You are aware that we do not pre-screen the content submitted by users of these various communication tools, therefore if you wish to submit any form of content to our website ("user produced content"), you must use these methods responsibly and ethically. You agree not to upload, post, share, or otherwise distribute any content that is

unlawful, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of hate speech by using the aforementioned open communication technologies to post information or in any other way infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party Contains any type of unauthorized or unsolicited advertising; Impersonates any person or entity, including any ACU 1st Choice employees or representatives.
Any user-generated content that you or other third-party visitors to our website provide is not our responsibility. We reserve the right to remove any content that, in our sole judgment, violates this ToS Agreement or is offensive, harmful, objectionable, false, or violates the intellectual property rights of others.

As long as it doesn't violate or infringe on any third party copyrights or trademarks, any user-generated content you post using any open communication tools on our website becomes the property of ACU 1st Choice, and you give us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display, and/or distribute as we see fit. This only applies to and is relevant to the user generated content

IPR AND COPYRIGHT

The names, images and logos identifying the company or third parties and their products and services, are the proprietary marks of ACU 1st Choice and/or may be the proprietary marks of third parties. Any use made of these marks may be an infringement of rights in those marks and ACU 1st Choice reserves all rights to enforce such rights that it might have.

All content and resources available on the website, including but not limited to text, graphics, website name, code, photos, and logos, are either ACU 1st Choice's intellectual property or licensed for use by ACU 1st Choice and are protected by applicable copyright and trademark legislation. Unless specifically permitted by, any inappropriate use, including but not limited to the reproduction, distribution, display, or transmission of any content on this site, is strictly forbidden.

INDEMNIFICATION

You consent to hold the ACU 1st Choice, its officers, affiliates, successors, assigns, directors officers, agents, service providers, supplies and employees harmless from and against any and all claims, liability, losses, damages, costs, and expenses (including attorneys' fees) incurred by any Party in connection with any Material or with use or alleged use of any Content or the Application, including any use by you. ACU 1st Choice maintains the right to take exclusive responsibility for controlling and managing the defense of any matter that would otherwise be subject to indemnification by you at its own expense, and in such a situation, you agree to assist ACU 1st Choice in defending such claim.

LIMITATION OF WARRANTIES

By using our website, you acknowledge and agree that all Resources provided by us are provided "as is" and "as available." This means that we make no representations or warranties to you that:

The use of our Resources will meet your needs or requirements,
The use of our Resources will be uninterrupted, timely, secure or free from errors, The information obtained by using our Resources will be accurate or reliable, and
Any downloads from our website will not harm your computer or device in any way.
ACU 1st Choice accepts no liability in relation to or arising out of the Website Information and suggestions to the fullest extent permissible by law. You must make the final decision on your goods. If you have any questions or concerns about your product, please contact ACU 1st Choice or the appropriate partner insurance companies before purchasing it. Furthermore, ACU 1st Choice makes no guarantees as to when or whether you will actually have the product you have chosen, and accepts no liability for any delay in your obtaining the product you have chosen. You recognize and accept that the policy's final issuance is subject to the underwriting standards and sole discretion of the insurance company whose policy you have decided to purchase.

LIMITATION OF LIABLITY

You expressly acknowledge and agree that any claim you may have against us is limited to the amount you paid, if any. ACU 1st Choice will not be held liable for any direct, indirect, incidental, consequential, or exemplary loss or damages caused as a result of your use of our resources.

UNLESS OTHERWISE EXPRESSED, ACU 1st Choice EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

PRIVACY

Your information is gathered, stored, and used by ACU 1st Choice in compliance with its privacy policy. The Privacy Policy's terms and conditions are explicitly included into these Terms by this clause.

TERMINATION OF USE

You acknowledge and agree that we may, in our sole discretion, and with or without prior notice, suspend or terminate your access to all or a portion of our website and Resources for any reason, including but not limited to a violation of this User Agreement. Any alleged illegal, dishonest, or abusive behavior may be cause to end your partnership. We reserve the right to remove or delete any data that you may have on file with us, including any account or login credentials, upon suspension or termination. Your right to access the Resources that we provide will also immediately end upon suspension or termination.

NO GUARANTEE

Despite our use of commercially reasonable efforts to protect your personal information from unauthorized access or disclosure, the Internet is not an inherently secure environment and so we cannot guarantee the security of your information. We assume no liability for any disclosure of data due to errors in transmission, unauthorized third party access or other acts of third parties, or acts or omissions beyond our reasonable control.

GOVERNING LAW

This TOS Agreement and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India, and the courts of Delhi shall have exclusive jurisdiction over all matters and disputes arising out of or pertaining to the Site.

Contact Information:

If you have any questions or comments about the term and conditions outlined above, you can contact us at:

Address: Plot No 14 Block D Pocket 10 Sector 8 Rohini Delhi India 110085

Contact no.: 9310011199

Email: helpdesk@acu1stchoice.com